About OSAP

What is it?

  • OSAP helps students from lower and middle income families meet the costs of college.
  • It provides financial assistance for educational costs and basic living expenses.
  • Assistance is based on financial need as established by the federal and/or provincial governments and as determined by the Ontario Student Assistance Program (OSAP) through an assessment of your application.
  • Educational costs (such as tuition fees, books and supplies, basic living expenses) and the resources that you are expected to contribute are taken into consideration.
  • It is not the purpose of student financial assistance to supply all of the assistance you may need to meet your educational and living costs.
  • OSAP is a loan that you must pay back once your studies have been completed.
  • When you fill out your OSAP application you will automatically be assessed for grants. These grants do not need to be paid back.
Frequently asked questions

Download in-depth guides to learn about OSAP: what it is, what “free tuition” means, and much more.

How do I apply?

An online application means:

  • Your application and the OSAP website is available online 24 hours a day, 7 days a week.
  • It is quick and easy to use and your information is secure.
  • Built-in prompts will help you avoid making entry errors.
  • You can get an on-the-spot estimate of the amount of funding you may receive.
  • There is no application fee when you apply online.

The online OSAP application becomes available in May for the coming academic year.

OSAP Probation Form

If you have been placed on OSAP Probation Form, you must complete OSAP Probation Form as supporting documentation for your application to process.


Learn more about OSAP at .